and any of its pages, you are agreeing to these Terms. ARM Pension reserves the right to
amend the terms from time to time without notice.
Use of Information and Materials
The services offered on this platform (“Services”) shall be used for the purpose and in the
manner stated. Nothing contained in this website shall constitute an offer or solicitation
by anyone in any jurisdiction in which such offer or solicitation is not lawful. It is the
responsibility of any person to inform themselves of and to observe all applicable laws and
regulations of any relevant jurisdiction before they subscribe for the services. ARM
Pensions shall have the final determination of eligibility to subscribe for any of the
The information contained in these pages is not intended to provide professional advice and
should not be relied upon in that regard. Persons accessing these pages are advised to
obtain appropriate professional advice when necessary in their respective jurisdictions.
Whilst every care has been taken in preparing the information materials contained in this
website, such information and materials are provided “as is” without warranty of any kind,
either express or implied. No warranty regarding non-infringement, security, accuracy,
fitness for a purpose or freedom from computer viruses is given in connection with such
information and materials.
ARM Pensions is not responsible for the contents available on or the set-up of any other
websites linked to this site. Access to and use of such other websites is at the user’s own
risk and subject to any terms and conditions applicable to such access/use.
ARM Pensions PAY does not store or have access to customers ATM card and account
information. All payment is made through the UBA Web payment gateway.
Transmission over the Internet
Due to the nature of the Internet, transactions may be subject to interruption, transmission
blackout, delayed transmission and incorrect data transmission. ARM Pensions is not liable
for malfunctions in communications facilities not under its control that may affect the
accuracy or timeliness of messages and transactions you send.
Please note that any software downloaded while using this platform is at your own risk and
ARM Pensions neither assumes nor accepts liability for any loss, damage (whether direct or
indirect) howsoever caused, as a result of any computer viruses, ‘Trojan Horses’, ‘Worms’,
software ‘bombs’ or similar items or processes.
Our Trademarks and Copyright
The content and information contained on this platform or delivered to you in connection
with your use of this platform is the property of ARM Pensions. The materials on this
platform are protected by copyright and no part of such materials may be modified,
reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied,
distributed, used for creating derivative works or used in any other way for commercial or
public purposes without the ARM Pensions’ prior written consent.
We may revise these Terms from time to time. The changes will not be retroactive, and the
most current version of the Terms which will always be on www.pay.armpension/terms will
govern our relationship with you. We will also endeavor to notify you of any material
changes done via email associated with your account or service notification. By continuing
to use our services after the changes become effective, you agree to be bound by the revised
Terms. In the event that any of these Terms is held to be invalid or unenforceable, then
that provision will be limited or eliminated to the minimum extent necessary, and the
remaining provisions of these Terms will remain in full effect. ARM Pensions failure to
enforce any right or provision of these Terms will not be deemed a waiver of such right or